Calculators
CalcuPensión
Retirement pension calculator: how much is left each month, when you can retire and what each extra year of contributions adds.
The brief
Retirement feels distant and opaque: everyone knows you have to pay in for years, but not how much lands in the end, nor what changes if you leave earlier or later.
The problem
The answer exists and is written into Spain’s social security law, but reaching it means combining the regulatory base, the percentage scale for years contributed and the year’s caps. That path leaves out most of the people it affects.
The solution
Two inputs and a direct answer: the monthly and annual pension, and the age at which you can retire. Below that, scenarios showing what happens if you delay, which is the decision that really moves the number.
The calculation uses the percentage scale and the caps in force in 2026, with guides, the method explained and worked examples around it.
Like the rest of the Calcu family, it runs in the browser with no sign-up.
Outcome
Published and in use, with the 2026 rules.